What it really costs a month

What the arithmetic is

The monthly figure is the plan price, plus a seat charge for everyone past the number the plan includes, plus the add-ons you tick, plus a percentage of the money you take on cards and by bank transfer. On annual billing the yearly figure is the one the vendor prints where it prints one, and on monthly billing it is always twelve months of the monthly price, because a company advertising $105 a month and $1,264 a year has rounded the month and twelve of those is not what you pay. Where a vendor prices a plan by team size rather than by the seat, as Jobber does, the band your crew lands in is the one used.

5 of these advertise a discount for paying yearly and never print what the year comes to. Switch those to annual and the column says so rather than showing a figure, because the one number their year is certainly not is twelve of their months. Where a vendor publishes no annual price at all, the year is twelve months of the monthly one and the line says it is paid monthly.

A plan only covers a crew if the page says it does. Some of these list a seat allowance, some say unlimited users, and some say nothing at all while charging for an extra seat. The last of those cannot be added up, so the column says that rather than quoting a base price as though it covered everyone. 2 of them sell an office licence and a van licence as different things and count them separately, so their seat total is an upper bound: the note under the figure gives the split, and whether your crew matches it is yours to check. A plan metered in jobs, routes or locations says what it covers and, where the vendor prices going over, what one more costs. Neither is added up, because this page asks how many people you have and not how many jobs.

Where a vendor publishes no price at all for a plan at your crew size, the column says so rather than estimating one. The same goes for processing: 2 of the 26 platforms here publish a card rate on the pricing page, and for the rest the line reads not published, which is a measured absence rather than a zero. A fixed fee a transaction, where one is published, is not folded into any figure, because how many transactions you take is not something this page can know. It is printed beside the figure instead, so a total always carries what it does not contain. 1 of those 2 advertises its rate as a floor, as low as, and never says what a business is actually given, so its fee and its total read as the least they can be. A fee capped per payment is not applied to the month either, because how many payments make up the month is another thing this page cannot know, so those figures read as the most the percentage comes to, with the fee a transaction alongside.

Every figure came off the vendor's own pricing page on September 6, 2026, and each column links to the page its numbers came from. Prices in this category move, so check the current number with the vendor before you buy. Not sure which platforms to compare? Start with the picker.